Author: My own self.
http://structuredfinancialsettlement.blogspot.com
First thing you should keep in mind is to analyze your situation well,go for the other options available before trying to sell a structured settlement.Ask yourself that what was the main cause of structured settlement for you.Only consider to sell it ,if the cause is no more with you.Although,if you finally decide to sell your structured settlement then my suggestion would be to sell it to someone close to you - let it be a friend,relative or anyone you know.Additionally,One thing should be kept in mind that you will not receive the cash immediately after selling your structured settlement.It can take from one month to more.Hence,it is not really a smart solution for your instant needs.
However,For selling your structured settlement you will have to have a court order.Actually, the selling of your structured settlement payments rights today would require a court in your state which would reviewed and approved(If decided) as a qualified order.40% excise tax is mandatory for the payments you have after selling your structured settlement.
The closing however depends upon your own and insurance company's state.It may be in one month in a state and more than 5 to 6 months in another.
I, once again would recommend you to think twice or even more than twice before making this decision.
Thursday, May 7, 2009
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